Classic Car Insurance

Protection Fit for Your Classic

Looking for insurance for your classic car? Well we understand that your classic car is more than just a car. You have invested a significant amount of time, energy and expense on it. It’s a labour of love; your pride and joy. That’s why your classic car insurance policy shouldn’t be just a standard car insurance policy. You deserve insurance that looks after your classic car as well as you do.

With that in mind, we now offer Hagerty Classic Car Insurance to provide you with coverage built just for your classic collector vehicle at a much lower cost than your standard auto policy. It’s just one of the many reason why Lant Insurance has been the best option for insurance for your classic car in Ontario since 1978.

Choose Lant Insurance for Your Classic Car Insurance

Agreed Value Coverage

  • In the unfortunate event of a covered total loss, you’ll receive the full amount your car was insured for, less any deductibles that may apply to your policy.* No depreciation. No hassle.

No Appraisals

  • Our classic car experts will work with you to determine the value of your vehicle. No appraisals needed, saving you time and money.

Exceptional Service and Knowledge

  • We know classics and collectibles, we’ve be doing it for almost 40 years! So you always deal with the people who understand your car and your needs as a collector car owner.

Lower Premiums

  • Who doesn’t like to save money? We specialize in classic cars, so our premiums are significantly lower than daily driver insurance.**

Repair Shop of Choice

  • It’s your classic car, so you should be able to choose who repairs and maintains it. With Lant Insurance, in the event that repairs are needed, you decide who should do the work.

Flexible Usage

  • Great cars were meant to be enjoyed. That’s why you have the freedom to take your ride to collector vehicle club functions, exhibitions, tours and even occasional pleasure driving.***

We Support the Hobby

  • Since the very beginning we’ve always supported the collector car hobby and future of classic cars through a number of nonprofit and classic car affinity programs, including local and national car clubs.

Roadside Service Designed for Classics (Optional)

  • Hagerty Plus® is a fully comprehensive roadside service program that was designed exclusively for the classic car enthusiast. It includes guaranteed flatbed towing and full-service dispatch to help with everything from lockouts to tire changes, battery jumps, emergency fuel delivery and more.

* Agreed Value to include the applicable sales taxes. The Agreed Value is the total amount of your car’s insured value on your Certificate of Insurance irrespective of changes to tax rates, currency fluctuations or other fees and expenses. Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid.

** The premiums on our policies already take into account the fact that vehicles are stored and not driven during the winter months. So we do not offer comprehensive only coverage unless there are extenuating circumstances, or a long term restoration.

*** Occasional pleasure use does not include daily driving to and from work or school, routine shopping, etc.