Auto Insurance

Protection for Your Daily Auto

We know choosing the right auto insurance can be difficult. Let us help you get the protection you need at a price you can afford with all the discounts and savings you deserve. There are many options to choose from so you can customize coverage for a perfect fit. As you select coverage, keep in mind that your premium will reflect the coverages and coverage amounts that you select. For example, if you select lower coverage amounts, you may pay a lower premium but may end up paying more if you’re unfortunately in an accident.

Call us today at 1.800.461.4099 or if you’re not up for renewal in the near future, let us call you.

 Choose Lant Insurance for Your Daily Auto Insurance

Standard Coverage

  • Accident Benefits
  • Direct Compensation – Property Damage
  • Uninsured Automobile Coverage
  • Liability Coverage

Optional Coverage

Every situation is unique. So you can customize your policy with additional coverage options for the protection you need.

  • Collision Protection – Protect your car if it’s damaged in as accident with this feature.
  • Comprehensive Coverage – Coverage for other claims including theft, vandalism, falling objects or even windshield cracks with this coverage option.
  • Temporary Vehicle Replacement – Keep driving while your vehicle is being repaired or replaced after a claim.
  • Conviction Protector – Protect against an increase to your rates if you receive a minor conviction like a speeding ticket.
  • Roadside Assistance – Unique to Aviva this coverage follows the vehicle and not the driver.

Protect Your Car For Less*

  • Combined Policy Discount: Save up to 15% when you bundle your home and auto insurance
  • Winter Tire Discount: To reward safe winter driving, we offer savings on your auto insurance premium if your car is equipped with four winter tires.
  • Conviction Free Discount: Receive up to 15% discount if all drivers of your vehicle have no driving convictions in the past 3 years
  • Automatic Emergency Breaking (AEB) Discount: An industry first – receive up to a 15% discount if your vehicle is equipped to detect and automatically break for obstacles directly in front of it.
  • Multi-Vehicle Discount: Everyone at your address can save up to 20% on their car insurance when you insure them together
  • Disappearing Deductible: After five years of claim-free driving, your deductible could be $0
  • Loyalty Discount: If you were continuously insured with your previous insurer, you could be eligible to save on your auto insurance premiums
  • Retiree: Special discounts for retirees who are 65+

Effective June 1, 2016, the Ontario government has introduced changes to the auto insurance system to help make insurance premiums more affordable. These changes only apply to auto insurance policies issued or renewed on, or after, June 1, 2016.

For general information about auto insurance in Ontario, more about these changes, definitions of different types of coverages and a glossary of insurance terms, please speak with a licensed insurance broker or visit www.fsco.gov.on.ca or www.ibc.ca for more information.

Home Insurance

Take advantage of savings when you insure both your home and vehicle with us.

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* Conditions, limitations, restrictions and/or eligibility requirements may apply. Please speak with a broker to see if you qualify. Insurance is underwritten through Elite Insurance Company, Scottish & York Insurance Co. Limited, Economical Mutual Insurance Company, Perth Insurance Company, and Gore Mutual Insurance Company. Lant Insurance Brokers (A Division of Wayfarer Insurance Brokers Limited), Scottish & York Insurance Co. Limited, and Elite Insurance Company are wholly owned subsidiaries of Aviva Canada Inc.